Information from You | Always Conveyancing

Information required from you

Providing your conveyancer with as much information as possible and as early as possible, will help to get things moving quickly. In order to do so, your conveyancer will need the following:-

1. Proof of ID and source of funds

As a conveyancer, I will be required to carry out a due diligence check and comply with Anti-Money Laundering (AML) regulations. So, I will need to verify your identity as well as your source of funds. For your ID verification, you will need your valid ID. This can be your current passport or full driving licence. For proof of your home address, you can provide a recent utility bill, council tax or bank statement (less than three months old).

In relation to proof of your source of funds, usually your current and savings bank account statements will be required for at least the last three months. If you are receiving a gifted deposit from overseas or funding the entire purchase with overseas funds, this criteria will expand further.. Once you have provided the details of your source of funds, some further guidance will be provided.

2. Details of the property

Please provide your estate agent with your conveyancer's contact details so that a Memorandum of Sale can be provided/obtained.

If you are selling your property, please get your paperwork ready and in order as early as possible.

Please provide fully completed Property Information Form (TA6 form) with any supporting documents referred to therein such as copies of planning permissions or building regulation consents for any alterations or improvements to the property; your current Energy Performance Certificate; any FENSA or equivalent certificates for any installation of windows or doors after1 April 2002 along with any relevant guarantees/warranties; the details of any unusual conditions attached to your building insurance, and any claims made under it; any notices you have received which affect your home or nearby property; copies of any guarantees or warranties you have, and details of any claims made under them; and the details of any agreements affecting your property. For example, if you contribute towards the cost of a shared driveway or road.

Please also provide all the details that might affect the use of the property or any title issues that you are aware of so that such issues can be addressed proactively.

In addition to the above, a fully completed Fixtures and Fittings Form (TA10 form) along with the details of any agreements made in relation to purchasing any appliances or furniture will also be required.

For a leasehold property, you will also need to complete a Leasehold Information Form (TA7 form) along with the supporting documentation including the details of your landlord or their managing agent as well as of the management company/managing agent including their contact details, and any correspondence with them; statements and receipts for ground rent and service charge for the past three years; a copy of the buildings insurance policy and schedule (if you arrange the policy, a receipt for payment of the last premium).

If you own a share of the freehold, details of the corporate structure, for example the memorandum and articles of association of the company, and your share certificate.

Selling a leasehold property often requires more time compared to selling a freehold property due to the additional parties and work involved. So, it becomes even more crucial to gather as much information as possible ready in advance.

If you require any clarification in relation to the above, please do get in touch.

3. Details of a lender

If you are selling a property, you will need to provide the details of any mortgage/loan registered against the property you are selling. If you will need to provide the details such as the mortgage lender's name and account number as well as any the details of any subsequent borrowing.

If you are purchasing a property with the aid of a mortgage, you will need to provide your lender with the details of your conveyancer. Once your lender has issued your mortgage offer, a copy of your mortgage offer will be sent to me.

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